PRIME Elite
The loan you deserve.
The perks you've earned.
Premium loans built for premium credit scores. Skip a payment once a year, save with partners, and get more out of your money.
Beyond a loan. Welcome to primecredit Elite
Unlock a world of perks
Exclusive partner offers across fitness, travel, protection and lifestyle — reserved for Elite members.
12 Sep
Monthly payment
RM550
12 Okt
Monthly payment
RM550
12 Nov
Monthly payment
RM550
12 Dis
Monthly payment
Your finances, on your terms.
Life happens. Elite members can skip one monthly payment every 12 months, penalty-free.
Standard vs Elite
Same fair loan. A little more of everything.
| Prime Credit | Prime Elite Elite | |
|---|---|---|
| Rate tier | 3.88% – 12% p.a. flat | Best-tier pricing, from 3.88% |
| Skip-a-payment | Not included | Once every 12 months, penalty-free |
| Partner perks | Standard member offers | Elite-exclusive deals & upgrades |
| Support | Mon–Sat, 9am–7pm | Priority WhatsApp line |
| Top-up eligibility | After 6 on-time payments | After 3 on-time payments |
Are you Elite?
CTOS score 750+
Gross income RM8,000+/month
Rates from 3.88% p.a.
Up to RM200,000
Prime Elite FAQ
There's no separate application. If your CTOS score is 750+ and your gross income is RM8,000+/month when your loan is approved, your account is automatically upgraded to Elite — you'll see it in your welcome email.
No penalty and no late-payment mark. The skipped instalment simply moves to the end of your tenure, extending it by one month. You can use this once every 12 months after 6 on-time payments.
Elite status is reviewed when you take a new facility, never mid-loan. The terms of your existing loan — rate, tenure, benefits — are locked in and will never change.
Ready to see your rate?
It takes 2 minutes — with no impact on your CTOS or CCRIS score.